I couldn't stand it, so I had to go out to my backyard range and shoot this thing a few minutes ago. Ran a couple magazines of cheap American Eagle ball ammo through it at 10 yards, pretty standard distance for a typical self-defense scenario.
Here are the targets:


I could destroy the 10 ring with my 1911 at 25 yards, but it's not a mouse gun. Considering it's intended purpose, I think this is more than accurate enough and it's the first time I've ever shot it.
The recoil is snappy, but overall only slightly more than my P3AT. The gun is much more substantial, being mostly metal instead of plastic, so that probably helps with the perceived recoil. It wouldn't be fun to put 100 rounds through it, but for a CCW that will mostly only be shot for keeping up proficiency or in a real-life situation when you will be high on adrenaline, it's nothing.
I'm very happy..... bye bye Kel-tec.